web: www.mvp4me.com                                email: mvpinfo@mvp4me.com                                     Phone by Location   

MVP's Holiday Hours

We hope you have a joyous holiday season and wish you a new year filled with happiness and success in business and in life.

MVP's holiday hours will be: Friday, December 23 - Closing at 1:00 PM  Monday, December 26 - Closed all day Friday, December 30 - Closing at 1:00 PM Monday, January 2 - Closed all day Send an email to an MVP office now.

Competitively Priced SUL

Prudential remains committed to the lifetime secondary guarantee marketplace for survivorship universal life (SUL)—even as other companies have left. Their commitment to this market is evident in repricing earlier this year and in the introduction of new market opportunities for SUL, beyond just the wealthy.

• Competitive Premiums—up to age 65 their product is much improved and as competitive as anyone.
• Secondary guarantees that offer consumers the opportunity for lifetime protection!
• Exceptional Capacity—$35 million retention and $65 million automatic issue limit on second-to-die policies with the SuperPool.
• Age Last Birthday pricing—Pru is one of the few carriers that offers this key pricing advantage!

SUL Protector is a great play in estate planning, wealth transfer, special needs, and a variety of other markets. Learn about their 10 Sales Opportunities in 10 Minutes with PruLife SUL Protector.

Indexed UL's Top Selling Points

Have any of your clients recently paid off a debt or had extra money become available?  Do they have a child that just started Kindergarten?  Or graduated College?  Perhaps their focus has been on paying off debts in order to save for their  retirement.

What are they doing with the money for future savings?  One solution would be to take money that was being allocated to such items that they has been freed up and use it to supplement their retirement by funding a life insurance policy. By taking this action the client would not feel any additional financial burden and would be helping to save for retirement and providing protection for their family.  

John Hancock's new Indexed UL can help in this situation in that it can provide valuable tax-free death benefit protection along with ability to generate tax-favored income at retirement.   

To illustrate this scenario we have included a Life Insurance in Retirement Planning (LIRP) Plus presentation and illustration showing the Indexed UL product and the potential of the product.  

This flyer shows why NOW is the time to sell John Hancock's Indexed UL!  

Attention! Effective January 3, 2012, John Hancock's UL-G and SUL-G will be Repriced

Financial Security for Clients — Now and Later

Laddering life insurance policies provides the right amount of protection your clients need, when they need it. They aren’t under-insured when their financial responsibilities are highest or over-insured as their financial responsibilities decrease.

Read this Laddering Case Study and see how laddering Colony Term UL 20 and Colony LifeLong UL policies forms an unbeatable team — affordable death-benefit guarantees1 to meet short-term and long-term needs.

2011-2012 Tax Tables Now Available

The new tax laws provide important opportunities for you to contact clients and prospects with up-to-date information on tax rates, exemptions, deductions, contribution limits, and much more.

To make it easier for you to access this information for both 2011 and 2012, ING is providing this quick tax reference tool, e-Pocket Tax Tables. This information will be kept updated if anything changes during the year.

You can use this information online, post the link on your own website, download and print, or e-mail the tables to clients and prospects.

Get the link now!  

Wild for 2012