Accelerated Underwriting Programs streamlines the life insurance application process for both you and your clients. Some automated processes can speed qualified applicants through to approval with no medical exams, labs or APSs.*
What is Lexis Nexis?
To aid in the non-medical underwriting process, some carriers will use Socioeconomic Health Scores by Lexis Nexis. These scores can predict health risk more precisely—without medical claims data. The predictive power of social determinants (PDF)
Assurity: Term Life Insurance with Accelerated Underwriting
Banner: Accelerated Underwriting
Banner COVID-19 Expanded Guidelines
John Hancock COVID-19 Temporary Guidelines
Lincoln: Lab-Free Underwriting (LincXpress Tele-App)
Minnesota/Securian Life: Write Fit Underwriting
Nationwide: Intelligent Underwriting
Nationwide COVID-19: Expanded Accelerated Underwriting Guidelines
Pacific Life: Swift Sailing Overview
PacLife COVID-19: Expanded Guidelines
Principal: Accelerated Underwriting Guide
Principal COVID-19: Expanded Accelerated Underwriting Guidelines
Protective: Life Underwriting Solution (PLUS)
Prudential: Fast Track Underwriting
*This is not a guaranteed process. Applicants that don’t qualify will be moved to traditional underwriting that may require new applications, medical exams, labs and/or APSs. Requirements and rules are subject to change without notice.
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