Accelerated Underwriting Programs streamlines the life insurance application process for both you and your clients. Some automated processes can speed qualified applicants through to approval with no medical exams, labs or APSs.*
Banner: APPcelerate (AppAssist and Accelerated Underwriting)
Lincoln: Lab-Free Underwriting (LincXpress Tele-App)
Minnesota/Securian Life: Write Fit Underwriting
Nationwide: Intelligent Underwriting
Pacific Life: Smooth Sailing Overview
Principal: Accelerated Underwriting Guide
*This is not a guaranteed process. Applicants that don’t qualify will be moved to traditional underwriting that may require medical exams, labs and/or APSs.
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