Tobacco & marijuana usage
Tobacco & nicotine usage guidelines
Carrier guidelines for tobacco, nicotine and vaping use, including smoking, smokeless and other nicotine products.
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Marijuana usage guidelines
Carrier guidelines for marijuana use, including usage methods, frequency, risk classes and underwriting considerations.
View / download PDFDisclaimer: The underwriting guidelines provided above are subject to periodic updates. Please confirm with your MVP Financial representative to ensure that you are referencing the most current version.